/* ========================================
   FINANSUL - FINANCEIRA
   Professional Stylesheet
   ======================================== */

/* ========================================
   RESET & BASE STYLES
   ======================================== */

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* Cores Principais */
    --primary-blue: #1e3a8a;
    --secondary-blue: #2563eb;
    --accent-green: #059669;
    --light-bg: #f8fafc;
    --lighter-bg: #e2e8f0;
    --white: #ffffff;
    --dark-text: #1e293b;
    --gray-text: #64748b;
    --error-red: #dc2626;
    --success-green: #10b981;
    
    /* Gradientes */
    --gradient-primary: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);
    --gradient-accent: linear-gradient(135deg, #059669 0%, #10b981 100%);
    --gradient-hero: linear-gradient(135deg, rgba(30, 58, 138, 0.95) 0%, rgba(37, 99, 235, 0.9) 100%);
    
    /* Sombras */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    
    /* Transições */
    --transition-fast: 0.2s ease;
    --transition-normal: 0.3s ease;
    --transition-slow: 0.5s ease;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: var(--dark-text);
    background-color: var(--white);
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition-fast);
}

ul {
    list-style: none;
}

button {
    border: none;
    outline: none;
    cursor: pointer;
    font-family: inherit;
}

/* ========================================
   UTILITY CLASSES
   ======================================== */

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-title {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    margin-bottom: 15px;
    line-height: 1.2;
}

.section-subtitle {
    font-size: 1.125rem;
    color: var(--gray-text);
    max-width: 600px;
    margin: 0 auto;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 32px;
    font-size: 1rem;
    font-weight: 600;
    border-radius: 8px;
    transition: var(--transition-normal);
    cursor: pointer;
    text-align: center;
    white-space: nowrap;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--white);
    box-shadow: var(--shadow-md);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

.btn-hero {
    background: var(--accent-green);
    color: var(--white);
    padding: 18px 40px;
    font-size: 1.125rem;
    box-shadow: var(--shadow-lg);
}

.btn-hero:hover {
    background: #047857;
    transform: translateY(-3px);
    box-shadow: var(--shadow-xl);
}

.btn-submit {
    background: var(--gradient-accent);
    color: var(--white);
    width: 100%;
    padding: 18px;
    font-size: 1.125rem;
    box-shadow: var(--shadow-lg);
    border: none;
}

.btn-submit:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-xl);
}

/* ========================================
   HEADER & NAVIGATION
   ======================================== */

.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: var(--shadow-md);
    z-index: 1000;
    transition: var(--transition-normal);
}

.navbar {
    padding: 15px 0;
}

.nav-wrapper {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--primary-blue);
}

.logo i {
    font-size: 2rem;
    color: var(--accent-green);
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 35px;
}

.nav-link {
    font-weight: 500;
    color: var(--dark-text);
    position: relative;
    padding: 5px 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent-green);
    transition: var(--transition-normal);
}

.nav-link:hover::after {
    width: 100%;
}

.hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: transparent;
    padding: 5px;
}

.hamburger span {
    width: 28px;
    height: 3px;
    background: var(--primary-blue);
    border-radius: 3px;
    transition: var(--transition-normal);
}

/* ========================================
   HERO SECTION
   ======================================== */

.hero {
    background: var(--gradient-hero);
    color: var(--white);
    padding: 150px 0 100px;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><path d="M0,100 C300,200 500,50 800,150 L800,600 L0,600 Z" fill="rgba(255,255,255,0.05)"/></svg>');
    background-size: cover;
    opacity: 0.3;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-text {
    animation: fadeInUp 0.8s ease;
}

.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.2);
    padding: 8px 20px;
    border-radius: 50px;
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: 25px;
    backdrop-filter: blur(10px);
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 900;
    line-height: 1.1;
    margin-bottom: 20px;
}

.hero-subtitle {
    font-size: 1.25rem;
    line-height: 1.6;
    margin-bottom: 30px;
    opacity: 0.95;
}

.hero-features {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    margin-bottom: 35px;
}

.feature-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.95rem;
}

.feature-item i {
    color: var(--success-green);
    font-size: 1.1rem;
}

.hero-image {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    animation: fadeInRight 0.8s ease;
}

.hero-card {
    background: rgba(255, 255, 255, 0.15);
    backdrop-filter: blur(10px);
    padding: 30px;
    border-radius: 15px;
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: var(--transition-normal);
}

.hero-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.2);
}

.hero-card:first-child {
    grid-column: 1 / -1;
}

.hero-card i {
    font-size: 2.5rem;
    color: var(--accent-green);
    margin-bottom: 15px;
}

.hero-card h3 {
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 5px;
}

.hero-card p {
    font-size: 0.95rem;
    opacity: 0.9;
}

/* ========================================
   BENEFITS SECTION
   ======================================== */

.benefits {
    padding: 100px 0;
    background: var(--light-bg);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.benefit-card {
    background: var(--white);
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    border: 2px solid transparent;
}

.benefit-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--accent-green);
}

.benefit-icon {
    width: 80px;
    height: 80px;
    background: var(--gradient-primary);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 25px;
    font-size: 2rem;
    color: var(--white);
}

.benefit-card h3 {
    font-size: 1.5rem;
    color: var(--primary-blue);
    margin-bottom: 15px;
    font-weight: 700;
}

.benefit-card p {
    color: var(--gray-text);
    line-height: 1.7;
}

/* ========================================
   HOW IT WORKS SECTION
   ======================================== */

.how-it-works {
    padding: 100px 0;
    background: var(--white);
}

.steps-container {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    flex-wrap: wrap;
}

.step {
    flex: 1;
    min-width: 200px;
    max-width: 250px;
    background: var(--light-bg);
    padding: 35px 25px;
    border-radius: 15px;
    text-align: center;
    position: relative;
    transition: var(--transition-normal);
}

.step:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-lg);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 40px;
    height: 40px;
    background: var(--gradient-accent);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.25rem;
    box-shadow: var(--shadow-md);
}

.step-icon {
    font-size: 3rem;
    color: var(--secondary-blue);
    margin: 20px 0;
}

.step h3 {
    font-size: 1.25rem;
    color: var(--primary-blue);
    margin-bottom: 12px;
    font-weight: 700;
}

.step p {
    color: var(--gray-text);
    font-size: 0.95rem;
    line-height: 1.6;
}

.step-arrow {
    font-size: 2rem;
    color: var(--accent-green);
    display: flex;
    align-items: center;
}

/* ========================================
   FORM SECTION
   ======================================== */

.form-section {
    padding: 100px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #e2e8f0 100%);
}

.form-wrapper {
    max-width: 900px;
    margin: 0 auto;
    background: var(--white);
    border-radius: 20px;
    box-shadow: var(--shadow-xl);
    overflow: hidden;
}

.form-header {
    background: var(--gradient-primary);
    color: var(--white);
    padding: 50px 40px;
    text-align: center;
}

.form-header i {
    font-size: 3.5rem;
    margin-bottom: 20px;
}

.form-header h2 {
    font-size: 2.25rem;
    font-weight: 800;
    margin-bottom: 12px;
}

.form-header p {
    font-size: 1.1rem;
    opacity: 0.95;
}

.credit-form {
    padding: 50px 40px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 25px;
    margin-bottom: 25px;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    font-weight: 600;
    color: var(--dark-text);
    margin-bottom: 8px;
    font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 14px 18px;
    border: 2px solid var(--lighter-bg);
    border-radius: 8px;
    font-size: 1rem;
    font-family: inherit;
    transition: var(--transition-fast);
    background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--secondary-blue);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.form-group input.error,
.form-group select.error,
.form-group textarea.error {
    border-color: var(--error-red);
}

.form-group input.error:focus,
.form-group select.error:focus,
.form-group textarea.error:focus {
    box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.1);
}

.error-message {
    color: var(--error-red);
    font-size: 0.85rem;
    margin-top: 6px;
    display: none;
    font-weight: 500;
}

.form-group input.error ~ .error-message,
.form-group select.error ~ .error-message {
    display: block;
}

.checkbox-group {
    margin: 30px 0;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    cursor: pointer;
    user-select: none;
}

.checkbox-label input[type="checkbox"] {
    position: absolute;
    opacity: 0;
    cursor: pointer;
}

.checkbox-custom {
    width: 24px;
    height: 24px;
    border: 2px solid var(--lighter-bg);
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: var(--transition-fast);
}

.checkbox-label input[type="checkbox"]:checked ~ .checkbox-custom {
    background: var(--accent-green);
    border-color: var(--accent-green);
}

.checkbox-label input[type="checkbox"]:checked ~ .checkbox-custom::after {
    content: '\f00c';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    color: var(--white);
    font-size: 0.75rem;
}

.checkbox-text {
    flex: 1;
    font-size: 0.95rem;
    color: var(--gray-text);
    line-height: 1.5;
}

.form-note {
    text-align: center;
    color: var(--gray-text);
    font-size: 0.9rem;
    margin-top: 25px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
}

.form-note i {
    color: var(--accent-green);
}

/* ========================================
   TESTIMONIALS SECTION
   ======================================== */

.testimonials {
    padding: 100px 0;
    background: var(--white);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 30px;
}

.testimonial-card {
    background: var(--light-bg);
    padding: 35px;
    border-radius: 15px;
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    border-left: 4px solid var(--accent-green);
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
}

.testimonial-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.avatar {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: var(--gradient-primary);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 1.25rem;
    flex-shrink: 0;
}

.client-info h4 {
    color: var(--primary-blue);
    font-weight: 700;
    font-size: 1.1rem;
    margin-bottom: 3px;
}

.client-info p {
    color: var(--gray-text);
    font-size: 0.9rem;
}

.rating {
    display: flex;
    gap: 5px;
    margin-bottom: 15px;
}

.rating i {
    color: #fbbf24;
    font-size: 1rem;
}

.testimonial-text {
    color: var(--dark-text);
    line-height: 1.7;
    margin-bottom: 15px;
    font-style: italic;
}

.testimonial-date {
    color: var(--gray-text);
    font-size: 0.85rem;
}

/* ========================================
   PROFILES SECTION
   ======================================== */

.profiles {
    padding: 100px 0;
    background: var(--light-bg);
}

.profiles-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.profile-card {
    background: var(--white);
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    border: 2px solid transparent;
}

.profile-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-xl);
    border-color: var(--secondary-blue);
}

.profile-icon {
    width: 70px;
    height: 70px;
    background: var(--gradient-accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 2rem;
    color: var(--white);
}

.profile-card h3 {
    font-size: 1.25rem;
    color: var(--primary-blue);
    margin-bottom: 10px;
    font-weight: 700;
}

.profile-card p {
    color: var(--gray-text);
    font-size: 0.95rem;
    line-height: 1.6;
}

/* ========================================
   RATES SECTION
   ======================================== */

.rates {
    padding: 100px 0;
    background: var(--white);
}

.rates-wrapper {
    max-width: 1000px;
    margin: 0 auto;
}

.rates-header {
    text-align: center;
    margin-bottom: 60px;
}

.rates-header i {
    font-size: 3.5rem;
    color: var(--accent-green);
    margin-bottom: 20px;
}

.rates-header h2 {
    font-size: 2.5rem;
    font-weight: 800;
    color: var(--primary-blue);
    margin-bottom: 12px;
}

.rates-header p {
    font-size: 1.125rem;
    color: var(--gray-text);
}

.rates-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 30px;
    margin-bottom: 50px;
}

.rate-card {
    background: var(--light-bg);
    padding: 40px 30px;
    border-radius: 15px;
    text-align: center;
    box-shadow: var(--shadow-md);
    transition: var(--transition-normal);
    border: 2px solid transparent;
}

.rate-card.highlight {
    background: var(--gradient-primary);
    color: var(--white);
    transform: scale(1.05);
}

.rate-card:hover {
    transform: translateY(-5px) scale(1.05);
    box-shadow: var(--shadow-xl);
    border-color: var(--accent-green);
}

.rate-icon {
    font-size: 2.5rem;
    color: var(--accent-green);
    margin-bottom: 20px;
}

.rate-card.highlight .rate-icon {
    color: var(--white);
}

.rate-card h3 {
    font-size: 1.125rem;
    font-weight: 600;
    margin-bottom: 15px;
    opacity: 0.9;
}

.rate-card.highlight h3 {
    color: var(--white);
}

.rate-value {
    font-size: 3.5rem;
    font-weight: 900;
    margin-bottom: 5px;
    line-height: 1;
}

.rate-card p {
    color: var(--gray-text);
    font-size: 1rem;
}

.rate-card.highlight p {
    color: rgba(255, 255, 255, 0.9);
}

.rate-range {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin: 10px 0;
}

.rate-range .min,
.rate-range .max {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--primary-blue);
}

.rate-range .separator {
    color: var(--gray-text);
    font-size: 0.95rem;
}

.rate-description {
    color: var(--gray-text);
    line-height: 1.6;
}

.rates-cta {
    text-align: center;
    padding: 50px;
    background: var(--gradient-hero);
    border-radius: 20px;
    color: var(--white);
}

.rates-cta p {
    font-size: 1.25rem;
    margin-bottom: 25px;
    font-weight: 500;
}

/* ========================================
   DIFFERENTIALS SECTION
   ======================================== */

.differentials {
    padding: 100px 0;
    background: var(--light-bg);
}

.differentials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 40px;
}

.differential-item {
    text-align: center;
    padding: 30px 20px;
}

.differential-item i {
    font-size: 3.5rem;
    color: var(--accent-green);
    margin-bottom: 20px;
}

.differential-item h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-blue);
    margin-bottom: 10px;
}

.differential-item p {
    color: var(--gray-text);
    line-height: 1.6;
}

/* ========================================
   FOOTER
   ======================================== */

.footer {
    background: var(--primary-blue);
    color: var(--white);
    padding: 80px 0 0;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 50px;
    margin-bottom: 50px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 1.75rem;
    font-weight: 800;
    margin-bottom: 20px;
}

.footer-logo i {
    font-size: 2rem;
    color: var(--accent-green);
}

.footer-description {
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.7;
    margin-bottom: 25px;
}

.footer-social {
    display: flex;
    gap: 15px;
}

.footer-social a {
    width: 45px;
    height: 45px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition-fast);
}

.footer-social a:hover {
    background: var(--accent-green);
    transform: translateY(-3px);
}

.footer-column h3 {
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 20px;
}

.footer-links li,
.footer-info li,
.footer-contact li {
    margin-bottom: 12px;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.8);
    transition: var(--transition-fast);
}

.footer-links a:hover {
    color: var(--accent-green);
    padding-left: 5px;
}

.footer-info li {
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.6;
}

.footer-info strong {
    color: var(--white);
    display: block;
    margin-bottom: 5px;
}

.footer-contact li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    color: rgba(255, 255, 255, 0.8);
}

.footer-contact i {
    color: var(--accent-green);
    margin-top: 3px;
    font-size: 1.1rem;
}

.footer-contact a {
    color: rgba(255, 255, 255, 0.8);
    transition: var(--transition-fast);
}

.footer-contact a:hover {
    color: var(--accent-green);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 30px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.95rem;
}

.footer-badges {
    display: flex;
    gap: 15px;
}

.badge-footer {
    display: flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.1);
    padding: 8px 16px;
    border-radius: 50px;
    font-size: 0.85rem;
}

.badge-footer i {
    color: var(--accent-green);
}

/* ========================================
   SCROLL TO TOP BUTTON
   ======================================== */

.scroll-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: var(--accent-green);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.25rem;
    box-shadow: var(--shadow-xl);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition-normal);
    z-index: 999;
}

.scroll-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.scroll-to-top:hover {
    background: #047857;
    transform: translateY(-5px);
}

/* ========================================
   ANIMATIONS
   ======================================== */

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes fadeInRight {
    from {
        opacity: 0;
        transform: translateX(30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

/* ========================================
   RESPONSIVE DESIGN
   ======================================== */

@media (max-width: 1024px) {
    .section-title {
        font-size: 2rem;
    }
    
    .hero-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .hero-image {
        grid-template-columns: 1fr;
    }
    
    .step-arrow {
        display: none;
    }
}

@media (max-width: 768px) {
    .nav-menu {
        position: fixed;
        top: 70px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 70px);
        background: var(--white);
        flex-direction: column;
        justify-content: flex-start;
        padding: 40px 20px;
        box-shadow: var(--shadow-xl);
        transition: var(--transition-normal);
        z-index: 999;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .nav-wrapper .btn-primary {
        display: none;
    }
    
    .hamburger {
        display: flex;
    }
    
    .hamburger.active span:nth-child(1) {
        transform: rotate(45deg) translate(8px, 8px);
    }
    
    .hamburger.active span:nth-child(2) {
        opacity: 0;
    }
    
    .hamburger.active span:nth-child(3) {
        transform: rotate(-45deg) translate(8px, -8px);
    }
    
    .hero {
        padding: 120px 0 80px;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-subtitle {
        font-size: 1.1rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .benefits-grid,
    .profiles-grid {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .credit-form {
        padding: 40px 25px;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .rates-grid {
        grid-template-columns: 1fr;
    }
    
    .rate-card.highlight {
        transform: scale(1);
    }
    
    .footer-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 15px;
    }
    
    .hero-title {
        font-size: 1.75rem;
    }
    
    .section-title {
        font-size: 1.5rem;
    }
    
    .btn {
        padding: 12px 24px;
        font-size: 0.95rem;
    }
    
    .form-header {
        padding: 40px 25px;
    }
    
    .form-header h2 {
        font-size: 1.75rem;
    }
}